Get back what's rightfully yours and only pay once your claim is funded!
Phi star capital group are experts in the asset recovery and excess proceeds industry! Established in 2015, we’ve helped thousands of American homeowners receive due compensation, as a result of a judicial tax / foreclosure sale.
We put your interests before ours. We go above and beyond in the pursuit of financial retribution for you. We won’t give up when the going gets tough and will continue to work until your claim is funded.
The legal process is complicated, but we make it simple for you. We offer home visits and a highly recommended licensed professional legal team to work with you. We guide you through every step and keep you fully informed about your claim.
Compensation is calculated differently depending on your claim type. We'll strive to ensure you're compensated fairly for the losses you've sustained and may still be enduring.
You only pay service fees if we successfully process your funded claim. You’ll know the likely time, fees involved, and how much you can claim. So, you can make an informed decision on whether to proceed with funding.
This law provides various protections to homeowners facing foreclosure, ensuring fairness in the foreclosure process and requiring lenders to follow specific procedures.
RESPA regulates the real estate settlement process by requiring lenders to provide homebuyers with specific disclosures about mortgage terms and closing costs. It aims to prevent abusive practices in the mortgage industry.
“This law ensures that consumers receive fair disclosure of terms and costs associated with borrowing. It mandates lenders to disclose the Annual Percentage Rate (APR), total costs, payment schedule, and other essential loan details.”
This act, among other things, established the Consumer Financial Protection Bureau (CFPB) to oversee and enforce federal financial laws and protect consumers in the financial marketplace.
Privacy Policies
At Phi Star Capital, we respect your privacy and are committed to protecting your personal data. This Privacy Policy outlines how we collect, use, and protect your information.
1. Information Collection
We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about our surplus claim services. This may include:
Identifiers: Name, mailing address, email address, and phone number.
Claim Data: Information related to your property or surplus funds case.
2. How We Use Your Information
We use your information to:
Process and manage your surplus fund claims.
Communicate updates regarding your case status.
Respond to your inquiries and provide support.
3. SMS Disclosure & Consent
If you consent to receive SMS from Phi Star Capital, you agree to receive updates, document requests, and claim status notifications regarding your surplus recovery case.
Opt-Out: You can cancel the SMS service at any time. Just text "STOP" to the short code or number. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed.
Help: If you are experiencing issues with the messaging program you can reply with the keyword "HELP" for more assistance.
Rates: Message and data rates may apply for any messages sent to you from us and to us from you.
Frequency: Message frequency may vary based on your claim progress.
4. Third-Party Sharing
Phi Star Capital does not sell, rent, or lease its customer lists to third parties.
Important: Your SMS consent and phone number will not be shared with any third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
SMS Terms & Conditions
Last Updated: January 29, 2026
Please read these SMS Terms & Conditions carefully. By opting into our text messaging service, you agree to the following:
1. Program Description
Phi Star Capital SMS alerts are designed to provide you with real-time updates regarding your surplus funds claim. This includes notifications about claim milestones, document requests, appointment reminders, and direct responses to your inquiries.
2. How to Opt-In
Users provide express verbal consent during recorded telephone consultations with our claim specialists. Upon providing verbal consent, users will receive a confirmation text to which they must reply 'YES' to finalize their enrollment in our SMS program.
3. Messaging Costs
Message and data rates may apply. Check with your mobile carrier for details on your plan. Phi Star Capital does not charge users to receive text messages; however, your carrier’s standard messaging rates apply.
4. Message Frequency
Message frequency varies depending on the status of your claim. You can expect to receive messages only when action is required or a significant update occurs regarding your recovery process.
5. How to Opt-Out (STOP)
You can cancel the SMS service at any time. Just text "STOP" to [Your Phone Number/Short Code]. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time.
6. How to Get Help (HELP)
If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance, or you can get help directly at [Insert Support Email or Phone Number].
7. Supported Carriers
Carriers are not liable for delayed or undelivered messages.
8. Privacy
Your mobile information will be handled in accordance with our [Link to Privacy Policy]. We do not share SMS consent or phone numbers with third parties for marketing purposes.
For SMS Consent Method: Verbally
Do you consent to receive SMS from Phi Star Capital? Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary. Visit [privacy policy URL] to see our privacy policy and [Terms URL] for our Terms of Service.
